Handcrafted Soap and Cosmetics Insurance

How Does Program Insurance Work?

The HSCG policy is a group policy that allows each insured to have their own dedicated limits and no deductible. The policy covers your product and general commercial liability as a handcrafted soap or cosmetic vendor and includes Inland Marine coverage for your business personal property other than buildings.

With Member Benefit Insurance through HSCG, you receive quality insurance from an A+ rated carrier and a trusted broker, a policy that is available in all 50 states, and access to all of your policy documents 24/7.

Coverages

General Liability Aggregate Limit

$1,000,000*

Product-Completed Operations Aggregate Limit

$1,000,000*

Personal Advertising Injury Limit

$1,000,000

General Each Occurrence Limit

$1,000,000

Damage to Premises Rented to You (Any One Premises)

$300,000

Liability Deductible

No Deductible

Business Personal Property / Inland Marine Limit (Any One Article / Aggregate)

$1,000** / $5,000***

Business Personal Property / Inland Marine Limit (Per Occurrence) – Deductible

$100

Identity Recovery Coverage Aggregate Limit

$15,000*

Identity Recovery Coverage Deductible

$250

*Coverage limit can be increased up to $2,000,000 aggregate.

**Coverage limits can be increased up to $15,000 for any one article.

***Coverage limits can be increased up to $30,000 for any one article.

Program Benefits

No Quote Process

24/7 Access to Policy Documents

Convenient Online Purchasing

Available in all 50 States

No Gross Sales Cap

A+ Rated Insurance Carrier

Sign In

Access your account TODAY and view all your documents in one simple location. Never has it been easier to keeps tabs on the coverage your company deserves.

Register

To get started with a protection plan right for your business, register TODAY. The coverage you need has never been closer than at your finger tips.